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    Some of these products and services may require your use of a Qpid Network Account the "Account"and this Agreement contains terms which are applicable to the use of such products and services.

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    When you register or subscribe to any of our Services, we collect a wide variety of information about you. Your profile information, including non-PII about yourself such as first name, nationality, profession, height, weight, etc. Finally, for interactive content, including but not limited to CharmLive, where you may choose to have a public profile, we may display your information to other members and visitors.

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    Such information is used primarily to process your order or as otherwise described herein. You are require to produce an e-mail address when you register for our Services.

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    We may receive compensation when you click on links to those products or services. Based on this research, here are my picks for the best small business credit cards.

    My business credit card easily separates personal expenses and business expenses. I use Quickbooks to track my revenue and expenses. It automatically imports all the charges from my business credit card, so these expenses are exceptionally easy to track. This makes preparing annual tax returns much easier. Using a business credit card also helps my business build credit in case I should ever need to apply for a loan. This is partially true. Business cards are generally exempt from the Credit Card Act of However, most major credit card issuers offer protections to business credit cards as well as personal cards.

    Just check the terms and conditions to find out. All purchases earn a 1. Employee cards can be acquired at no additional cost! There is no annual fee to own the New! There are two reasons this card earned our top pick: Just a few clicks of the mouse and you can pay for any charge with miles. You can get more details and learn how to apply online here. Here are the categories: We Know Our Stuff The editorial team here at Dough Roller has more than 30 years of combined experience with credit cards.

    Seriously though, I examined 26 business credit cards in my research for this article. We regularly talk to credit card issuers about their products and future products. And we keep abreast of the latest studies and research.

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    Did you know that a study out of Dartmouth found that small businesses with credit cards grow more rapidly than those without? This card offers fraud alerts, purchase records that can be downloaded to Quicken, Quickbooks, or Excel, and convenient year-end summaries.

    This is an excellent cash-back option for business owners who just want to carry one card. Use it for everything, and reap rewards year-round.

    This is one of the few cards on our list with no foreign transaction fee, as well. Learn how to apply here. Simply put, it offers incredible rewards, including a welcome offer and ongoing rewards. You pay a hefty fee for this card, but if your business spending enables you to maximize the rewards, the card is well worth the price.

    You can get up to 1 million additional points per year. Earn 1 Starpoint for every dollar spent on every other transaction. The Starwood rewards program is one of the best around. The annual fee is an obstacle, but if your business is in need of frequent hotel stays, then the rewards earned will outweigh the fee in a big way. Cash back earned is automatically credited to your statement Welcome offer: Cash back received is automatically credited to your statement.

    This card has no annual fee. You can redeem your earned cash back points for merchandise, dining, travel, gift cards or statement credit. What might be a great card for my business, might not be the best for yours.
    We may receive compensation when you click on links to those products or services.

    What sets the card apart, however, is that there is no balance transfer fee for balance transfers within the first 60 days of account opening. The card also has no annual fee, so this is as close to free money as you can get.

    The big attraction to this card is the balance transfer fee. If you initiate the balance transfer within the first 60 days of opening the account, there is no fee. How Much Can You Save? The no fee balance transfer offers a significant potential saving. The actual amount will depend on your monthly payments and any additional charges to the card. Rates and Terms As with most credit cards today, Chase uses a tiered pricing structure with this card. Other Card Perks There are two other perks of this card worth mentioning.

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    Split The Split feature of Blueprint allows you to set up payment plans for larger purchases. SPLIT is a feature that lets you build a custom plan to pay off a large purchase. Simply decide how much you want to pay each month or how fast you want to pay it off. We do the math and set up the plan for you. The plan and your payment progress will appear clearly and separately on your statement. Split allows you to set up a payment plan based on a set monthly payment or based on the number of months to pay off the balance in full.

    And Chase has tools that will calculate this information for you online. This is the only balance transfer credit card that offers this service. With Finish It, Chase Blueprint will help you devise a plan to pay off the entire balance on the credit card.

    Track It All credit card purchases are automatically categorized. These categories include automotive, dining, drugstores, grocery stores, and so on.

    Chase puts this feature to good work with Track It. All of your purchases are separate into their respective categories that you can track online. Track It also lets you set a budget for each category.

    These budget amounts can be changed anytime, and are designed to help you better manage your money.

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